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Property markets, like most things in life, move in cycles – upwards and down, followed by the same. After four years of rather intense growth, with high demand driving rapid price increases, some people are asking if the market may not be on its way to a bubble. In other words, whether we are about

Are you an expatriate moving to Spain for work? Understanding the Beckham Law, also known as the “Impatriate Law,” can help you save significantly on taxes. This special tax regime allows qualifying individuals to benefit from a lower tax rate on their global employment income, making Spain an attractive destination for foreign professionals. Whether you’re

Are you a Brit considering retirement abroad? Or are you already retired here in Spain? A recent budget change might make that decision even sweeter. Starting in April, Brits living overseas for over 10 years will no longer face inheritance tax (IHT) on foreign assets. This move replaces the old “domicile” system with a residency-based

At Monarch Estates in Spain, we experience an increasing amount of enquiries regarding building a house in Spain. This is an interesting option from an investment perspective but the mortgage for this type of project works quite differently than a normal mortgage. In this article, we have outlined how the mortgage process works when building

The Golden Visa – Spain’s Residency Visa During 2013 the Spanish government opened the so called “Spanish Golden Visa” scheme, offering investors the opportunity to gain a Spanish residency Visa for a €500,000 cash investment in Spanish property. We have listed the basic requirements below, but please feel free to speak to our Marbella (Spain)

Brexit and Exchange Rates; How to Manage Your Overseas Payments with Global Reach. Brexit has created a number of uncertainties, and with no deal currently in sight, there are even more concerns rising ahead of the October deal deadline. The pound fell by 20% after the referendum, and there’s the potential for another decline should

The past year, according to real estate professionals, was a record breaker. In terms of house construction, property sales, mortgages processed and property price increases, the numbers haven’t been this healthy since before the crash in 2008. And the other good news is that it is predicted to continue through 2018 with areas such as

At Spectrum International Mortgages we have been watching the change in rates and have decided to do a monthly update on the rate situation to keep track. It goes without saying that the rates we mention in this article are based on the market at the moment of publishing and we cannot guarantee that these