International Mortgages

Spectrum International Mortgages is the collaborating mortgage broker of Monarch Estates and they have been operating in Spain for over 15 years. They arrange mortgages throughout Spain, for resident and non-resident clients, from first time purchases through to high value bespoke finance.

Christian Severinsen – Managing Partner

Christian is the managing partner of Spectrum Mortgages in Spain. He is Danish but has lived abroad for several years before settling down in Spain. He has a master’s degree in international business communication from Copenhagen Business School and he has worked in the financial services industry since 2012. As an expat himself, with first-hand experience, he understands the concerns and issues encountered when setting up a mortgage in Spain. He speaks English, Spanish and Danish and is also involved in the ongoing negotiations with Spanish banks to ensure the best deals for the clients of Spectrum Mortgages in Spain.

Their independence and market knowledge give them access to a wide range of borrowing options, from national banks to smaller regional lenders. As well as identifying the most competitive and flexible mortgages available, they tailor solutions to match individual client circumstances.

Good relationships with lenders allow them to offer cost discounts, repayment flexibility and negotiated terms which aren’t available elsewhere in the market.

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